Fast Cash Advance
FAQ's
Can you tell me
exactly what a fast cash advance is?
It is a small loan, no more than $500.
How can I spend my
fast cash advance?
Any way you want to! You are in
no way obligated to spend your cash advance in a certain manner.
Whether you need a new wardrobe or a stocked pantry, you have the authority
to spend your money how you see fit!
How do I go about
obtaining my fast cash advance?
Once the paperwork is done, all you have to do is sit back and relax.
To be eligible, you must be currently employed with a past employment
history of six months, earn at least $1,000 monthly, have a U.S. citizenship
and an open checking account and be no younger than 18 years of age.
How long will it take for me to get approved?
After you have faxed the required documents, your approval will take about
thirty minutes.
How will I receive the money?
It will be wired into your account as a direct deposit.
Can I get more than $500 from a fast cash advance?
Usually, you cannot. State law regulates the maximum advance possible.
Do I have to put collateral down?
No...The fact that you are currently employed is considered your security
deposit.
How will I know when I get approved?
You will be emailed immediately after your application is approved.
What will happen if I have bad credit or declared
bankruptcy in the past?
Nothing will come of it. Your past credit is not a consideration when
being approved for a fast cash loan. You are, however given a "risk
assessment" based on your payments to current bills.
Is there a time limit for when I must pay back the
loan?
Yes. When you receive your next scheduled paycheck, you must pay the
loan back at that time.
Am I still eligible for a fast cash loan if I am
paying off a cash advance with another lender?
Unfortunately, you are not eligible. As soon as your debt is clear
with the payday loan lender, you can apply for an advance with
CashAdvanceFast.com. That does not mean you cannot have current debts
with other credit lenders - just not with payday advance lenders.
What will happen if I pay off my advance before the
appointed time?
Besides make yourself look responsible, nothing will happen. You can
pay off your advance as early as you like with no additional costs.
Can I request an extension to pay back my fast cash
advance?
You may; But remember, there are additional costs if you so elect.
Plan to pay at least $15 for every $100 rolled over.
Are there interest rates included in what I have to
pay back?
Yes, although a base fee is what will be usually prescribed to the
advance - Depending on the amount borrowed.
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